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اسلامی بینکوں میں رائج مضاربت: اصول و تطبیق، دور حاضر کے تناظر میں

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کتابیات
مجلہ البصیرۃ
عنوان اسلامی بینکوں میں رائج مضاربت: اصول و تطبیق، دور حاضر کے تناظر میں
انگریزی عنوان
Muḍārabah in Islamic Banks: Principles and Compatibility: A Study in the Contemporary Perspective
مصنف Ali، Hafiz Rao Farhan
جلد 4
شمارہ 2
سال 2015
صفحات 81-105
مکمل مقالہ Crystal Clear mimetype pdf.png
یو آر آیل
کلیدی الفاظ
Islamic Economics, Rabb al-Māl, Muḍārib, Islamic Banking, Conventional Banking
شکاگو 16 Ali، Hafiz Rao Farhan۔ "اسلامی بینکوں میں رائج مضاربت: اصول و تطبیق، دور حاضر کے تناظر میں۔" البصیرۃ 4, شمارہ۔ 2 (2015)۔

Abstract

Islām is said to be a complete code of conduct. It guides the humanity in every aspect of life. To earn the best living is the aim of every man, for which he earnestly spends his most precious time and energies. In the present era, the economic activities are in close correspondence with the banking system. But, it is a matter of fact that the conventional banking system was not founded on Islamic economic principles, nor does it follow them in the conduct of its affairs. The question arises, are Islām and its academic sources capable to guide us to substitute the conventional banking system. We find that Muḍārabah in an Islamic economic system is an instrument that emanates a number of substitutions to replace the conventional banking. This article discusses Muḍārabah, only. Muḍārabah is a mode of Islamic financing in which one party provides capital and second one employs its expertise to do a business. In the classical Muḍārabah, there were only two parties. One of them is called Rabb al-Māl (Financer) and second Muḍārib (Worker) . It was the simplest form of the classical Muḍārabah, but with the passage of time, Muḍārabah evolved into many forms. Now, it has become more complex. The Islamic banks employ Muḍārabah. They are using modern forms of Muḍārabah in their products. People have several misconceptions about Muḍārabah for lack of knowledge about it and its the procedures. This article is an effort to explain the legitimacy of Muḍārabah and its method according to al-Sharī‘ah in the context of the modern Muḍārabah banking.

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