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۳۔ سمندر کا قان

سمندر کا قانون

سڑک کے ساحلی کنارے پر

چھوٹی مچھلیاں قسمت کی ریڑھی پر ضرورت کے کھلونے سجائے

کنڈی سے لالچ کا چارہ لگائے

قدرِ زر میں اضافے کے گُر آزما رہی ہیں

بڑی مچھلیاں سڑک کے سمندر میں

تیز رو گاڑیوں میں بہتی

ان کو اُچکتی، نگلتی اور روندتی

ہارن کے ڈکار بجاتی ہوئی

بے سمت سفر پر رواں ہیں

سمندر کا یہ قانون اب خشکی پر بھی چل رہا ہے

الٰہی کوئی سونامی۔۔۔۔!

کوئی صر صر۔۔۔۔!

کوئی انقلاب۔۔۔!

یاجوج ماجوج: جدید تعبیرات اور معاصر اقوام پر اطلاق و انطباق: ایک تجزیاتی مطالعہ

Gog and Magog Interpretations by Modern Scholars and its Application on Contemporary Nations: An Analytical Study According to the Islamic point of view Gog and Magog (Ya’jūj Ma’jūj), are two such supernatural and aggressive powers that will reveal from some unknown place. According to Islamic sources the two disbelieving powers (tribes) are the children of Yāfith son of Noah. Humanity will affect badly at their severely harmful activities on the earth. In the beginning they were free into some unknown place. The famous king Dhulqarnayn imprisoned them behind an unknown thick wall in human history. There are many conjectures regarding the wall, and it is sometimes considered in any Norwegian country because of too long duration of sunrise in these countries. Their population will be 10 times more than the World’s populations. They will be so much trouble creating nation from the race of Noah (A.S) even Isa (Christ) will take refuge on the mountain of Toor and Muslims will pray Allah to get rid of them. Today some modern Islamic researchers have been claiming that they are in fact, Chines or Russians as we find their resemblance in prophet's traditions. In this article, an attempt has been made to unveil the disputed matter that either they exist in current age in form of living peoples or some hidden which will be revealed before the end of time. The purpose of this research is to revisit different speculations about Gog and Magog as we find them also into the Bible. Many Muslims research took effect from Bible’s concept ignoring the traditions of the prophet and find out many different solutions which, according to me are to be seen into the true and clear facts by Quran and Sunnah.

Stability Analysis of the Financial Systems of Pakistan and India

The objectives of this study are to assess the state of stability of the Banking systems of Pakistan and India and then to estimate how good, bad and worst economic conditions would in uence its state of stability. Our design of study is a mix of the techniques used by independent analysts andnancial system regulators. The model used in stress testing and scenario analysis are employed but in simpli ed form. Pakistan and India have not experiencednancial crisis due to some shock/contagion,therefore stress events and its impact on macroeconomic indicators are not included in the design. Determinants of asset quality of commercial banks are determined and its in uence on Nonperforming Loans (NPL) ratio explored empirically. A bank is termed unstable if its estimated Nonperforming Loans/advance ratio surpasses its equity/advance ratio during a year in a scenario. Scenarios of good, bad and worst economic conditions are developed for stress testing on the basis of extreme values of macroeconomic variables during sample period. Stability of whole banking system during a year in a scenario condition is evaluated on the basis of assets controlled by banks estimated unstable. First we take stock of banking system of Pakistan. During 1998-2001, in normal, bad and worst economic conditions, banks assessed signi cantly unstable are in control of maximum 35%, 50% and 62% assets respectively of the whole banking system. During 2002 and onward banks assessed signi cantly unstable are in control of maximum 6% assets of the whole banking system in normal, bad and even worst economic conditions. Thus it can be concluded that Pakistani banking system is stable since 2002 and can withstand bad and even worst economic conditions. As far as Indian banking system is concerned, Citibank (foreign bank) is the only bank appraised stable after 2006 and also adjudged able to withstand even the worst economic conditions. Almost all public sector banks reviewed are assessed unstable during 1999-2005. They exhibited signs of recovery during 2006- 2011 but adjudged markedly unstable during 2012-14. During 2014, twelve (out of total thirteen) public sector banks are evaluated signi cantly unstable in bad economic conditions. The three private sector banks i.e. Axis, HDFC and ICICI are evaluated to have performed satisfactorily specially during the last four yearsof the period under review. The instability of the Indian banking system in 2014 is more noteworthy when six banks possessing 30% assets of the banking system are appraised unstable by signi cant margin. The number of banks adjudged signi - cantly unstable is (maximum) two during 1999-2013 but abruptly increases to six in 2014. Results of the stress testing of the banking system of India under various scenarios denote that Indian banking system lacks the potential to withstand any macroeconomic shocks. In any signi cant adverse macroeconomic conditions, the system is expected to collapse.
Asian Research Index Whatsapp Chanel
Asian Research Index Whatsapp Chanel

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